Beware of State Bank of India Credit Card提防印度國家銀行的信用卡

15 Responses to “Beware of State Bank of India Credit Card” 15回應“提防印度國家銀行信用卡”

1. Anjan Bacchu anjan bacchu Says:說：
   August 25th, 2007 at 12:54 pm 2007年8月25日在下午12時54分

   hi there,喜有，

   Several years ago, I heard the same about all sorts of accounts with Citibank — that being a Phoren bank.幾年前，我聽到同樣的關於各種帳目與花旗銀行-即作為一個p horen銀行。

   Now, Indian(Nationalised) banks are looting cusotmers — it’s difficult to believe.現在，印度（為國有）銀行搶劫cusotmers -它很難相信。

   BR,溴
   ~A 〜一

2. Anjan Bacchu anjan bacchu Says:說：
   August 25th, 2007 at 12:55 pm 2007年8月25日在下午12時55分

   hi there,喜有，

   thanks for the tip.感謝舉報。

   Several years ago, I heard the same about all sorts of accounts with Citibank — that being a Phoren bank.幾年前，我聽到同樣的關於各種帳目與花旗銀行-即作為一個p horen銀行。

   Now, Indian(Nationalised) banks are looting customers — it’s difficult to believe.現在，印度（為國有）銀行搶客戶-這是很難相信。 But I guess things change — SBI might not remain a Nationalized bank for too long ?但我猜想事情的變化-履行機構未必仍然是一個全國性的銀行太長？

   BR,溴
   ~A 〜一

3. Angsuman Chakraborty 日由Angsuman Chakraborty Says:說：
   August 26th, 2007 at 12:18 am 2007年8月26日在上午12時18分

   SBI outsourced the credit card service and even though the name is SBI, it is still a different entity which manages it, extremely sloppily if I may add.履行機構外包的信用卡服務，即使名稱是履行機構，它仍然是不同的實體管理，極為草率，如果我可能會增加。

4. vejayan raman Says: vejayan拉曼說：
   August 31st, 2007 at 6:45 am 2007年8月31日在上午06時45分

   Is it really true, I was planning to go for their card, any examples of their sloppiness, How about HSBC card?是真的，我是規劃去為他們的卡，任何的例子，他們的sloppiness ，如何匯豐銀行卡？

5. Angsuman Chakraborty 日由Angsuman Chakraborty Says:說：
   August 31st, 2007 at 7:57 am 2007年8月31日在上午07時57分

   Yes.是。
   I have no idea about HSBC cards.我不知道關於匯豐銀行卡。

6. Ajay Shah Says: ajay沙阿說：
   September 2nd, 2007 at 9:51 pm 2007年9月2日在下午9點51分

   Harassment calls from the Sales and Collections department, morning to night.騷擾電話從銷售和收藏處，從早到晚。 Will not spare you even on Sundays.不會備件你，甚至在星期日。

   Despite paying in full every month and never carrying forward a single Rupee, they insist that the amount has not been paid.儘管足額繳付每個月都從來沒有和弘揚一個單一的盧比，他們堅持表示，該筆款項尚未支付。 Even after a stop payment advise to the bank, a registered mail with the new cheques to the Head Office, cutting the card into small pieces and requesting a cancellation of the card, no respite.即使在停止支付提供意見給銀行，一掛號郵件與新的支票，向總辦事處，削減卡小塊，並要求取消該卡，沒有喘息。

   The calls simply go on and on and on.的要求，簡單地繼續下去，以及和對。 And they even call my mother and keep harassing her.他們甚至要求我的母親和不斷騷擾她。 Non stop.非停止。 Nobody knows what to make of this because the office is in Delhi and I am in Bombay.沒有人知道是什麼使這是因為辦公室是在新德里和我在孟買。 So, they have a free pot shot at you and there is nothing you can do about it.因此，他們有一個自由的一鍋開槍，你有沒有什麼可以做。

   Thuggish behaviour from SBI. thuggish的行為，從履行機構。 Avoid their card at all costs.避免他們的卡不惜一切代價。

7. Sachin Ran Says: 分析師然說：
   October 9th, 2007 at 1:04 am 2007年10月9日在上午01時04分

   Ya,黃震遐

   These outsourced agents took my documents for SBI more gold card & then suddenly i found that my confidential docs were distributed to all kinds of credit card co’s & suddenly i started receiving calls from all over.這些外判代理商了我的文件，履行機構更金卡＆然後突然我發現我的機密文件被分發給所有種信用卡合作的＆突然我開始接受電話來自全國各地的。

   So please beaware of this fraud and kindly write the following before signing any docs,因此，請beaware這一欺詐和善意收件以下之前簽署任何文件，

   “This doc is meant for XYZ credit card application only” “這個文件是指為為XYZ信用卡申請，只有”

8. aakif aman Says: aakif吉安曼說：
   October 22nd, 2007 at 10:05 am 2007年10月22日在上午10時05分

   hey i agree with u…嘿，我同意美國…
   even m using a SBI credit card & m facing d same damn problem with them…every month m paying my bills but it never seems to go down yaar…i don’t keep a tab on my expenses very closely but m sure they are adding extra charges on my a/c.what to do how to get rid of this bank credit card…m really frustrated with SBI.甚至米使用履行機構的信用卡及米所面臨的d相同的可惡的問題，與他們…每米每月支付我的法案，但它似乎永遠不會走yaar …我不保持標籤上的開支，我非常密切，但米肯定他們加入額外的費用就我一/ c.what做如何擺脫這家銀行的信用卡…米真的感到沮喪與履行機構。

9. dasari sivaramakrishna Says: dasari sivaramakrishna說：
   October 30th, 2007 at 4:34 am 2007年10月30日在上午04時34分

   dear friends,親愛的朋友們，
   I am submitting mail dt: 30.10.2007 hereunder, very lengthy - but result of my heart burn.我提交的郵件DT公司： 2007年10月30日下文，很長-但結果是我心中燃燒。 kindly go through and if possible spread it.好心經過和可能的話，它的蔓延。 Let Indian consumers beaware of what sbi credit card is:讓印度消費者beaware什麼樣的履行機構的信用卡是：
   ADDRESSED TO :給：
   To:到： feedback.gesbi@ge.com feedback.gesbi @ ge.com
   CC:抄送： bohyderabad@rbi.org.in , ， dist.forum_rajah@apsu.ap.nic.in dist.forum_rajah @ apsu.ap.nic.in

   Dear Sir/s親愛的先生/秒

   REF: CREDIT CARD NO : #### #### #### #### WRONG DEMAND OF MONEY WITHOUT USE OF CARD TILL TO DATE - REG.檔號：信用卡沒有： ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃錯誤的需求，金錢的使用卡，直至迄今為止-條例。

   This is to inform you that the above mentioned credit card has not been used by me till to date as my name is wrongly imprinted on it and brought it to the notice of bankers ( State Bank of India, APP Mills Branch, Rajahmundry, Andhra Pradesh ) , through whom I applied this card.Bankers infomed me that it is none of their business.這是為了告訴你，上述信用卡尚未使用的我至今為止，作為我的名字是錯誤的印跡上，它和它帶來的通知銀行家（印度國家銀行，亞洲漿紙米爾斯科， rajahmundry ，安得拉邦） ，通過他們我套用這card.bankers信息醫療我認為是沒有他們的生意。 If such is the response, I do not want to use a card which has been issued to me with a wrong name.如果是這樣的回應，我不想使用一卡已發出，我與一個錯誤的名稱。

   Earlier, I was approached by a lady agent of your bank, with full assurances that credit card will be issued to me without any charges whatsoever and taken my signature on an empty application form stating that she is facilitating my work of filling the application.剛才，我走近一位女士的代理人，您的銀行，充分保證信用卡會發出對我來說沒有任何費用的話，並採取我的簽名就一個空洞的申請表格，說明她是促進我的工作，填補了應用。 With a very good faith on your bankers, i have signed the application form as most of the customers do with your bankers.與一個很好的信念，在您的銀行家，我已簽署申請表格，由於大部分客戶與您的銀行家。 There is no response from her too, when being informed of the wrong name on the card.有沒有回應，她太，當被告知錯誤的名下的卡。

   I am astonished to receive a statement being named as ” MONTHLY STATEMENT ” with the name D. SINARANAKRISHNA consisting the statement dt: 02.10.2007 and demanding an amount of Rs.我很驚訝，收到一份聲明中被命名為“每月聲明”的名稱構成的四sinaranakrishna聲明DT公司： 2007年2月10日，並要求金額的RS 。 1449.86 as due on the credit card stating that my account is seriously overdue, etc etc.when as a matter of fact, I have not used the card at all and not drawn a single paise using it. 1449.86作為因對信用卡，說明我的帳號是嚴重逾期等etc.when作為的問題，事實上，我並沒有使用該卡在所有，而不是制定一個單一的paise使用它。 It is also stated in the demand that three more statement are also available in your web on my name, when as a matter of fact, this is the statement first of its kind received by me.它也說明在需求三聲明也可在您的網頁上我的名字，當作為的問題，事實上，這是聲明中尚屬首次收到由我。

   I would like to mention that I am an Internal Auditor by virtue of my service in the Andhra Pradesh Paper Mills Limited, Rajahmundry, Andhra Pradesh and a regular customer of your bank (State Bank Of India, APP Mills Branch, Rajahmundry) since 30 years.我想提一提，我一內部審計員憑藉我的服務，在安得拉邦的造紙廠有限公司， rajahmundry ，安得拉邦和定期的客戶，您的銀行（印度國家銀行，亞洲漿紙米爾斯科， rajahmundry ）自30年。 Bankers are there to help the people and to earn profit reasonably.銀行家們有幫助的人，並賺取合理的利潤。 But,when we are seeing your credit cards business, an impression is being created in the minds of the public that bankers are looting and cheating the public by practices best adopted by you.但是，當我們看到您的信用卡業務，一個印象，正在建立在公眾心目中銀行家是搶劫和欺騙公眾的做法，最好通過你。 If you can do like this to educated people like me , one can imagine what can be done to the uneducated and illiterate.如果你可以做的一樣，這是教育的人，和我一樣，可以想見，能夠做些什麼來了沒有受過教育的和文盲。

   In this connection I would like to inform you that in the first instance itself, this credit card is delivered to me very very late due to confusion with the name wrongly being imprinted on envelop.在這方面，我想告訴你們，在第一，例如本身，這張信用卡是交付給我非常非常晚，由於混淆的名稱被錯誤地印在信封。 Later on there is no communication at all to me except this statement dated: 02.10.2007 as stated above demanding稍後的是沒有溝通，在所有向我除本聲明日期： 2007年2月10日正如上文所述要求
   Rs.盧比。 1449.86/-, You are stating that there are three more statements on my name in your web. 1449.86 / -，你是說明有3個以上聲明，以本人名義在您的網頁。 How these statements came into life and force when the credit card is not at all being operated with a wrong name on it.如何將這些報表生效的生命和力量時，信用卡是不是在所有經營與一個錯誤的名稱上。

   It is highly absurd on your part to penalise a customer for your mistakes.這是非常荒謬的在您的一部分懲罰顧客為您的錯誤。
   Demanding amount which is not practically due amounts to要求的金額，這是實際上由於數額
   non-adherence to the fair practises code as adopted by the bank and levying of charges without adequate reason and prior notice to the customer.不遵守公平，實行代碼所通過的銀行和徵收的收費沒有足夠的理由，並事先通知客戶。

   Consolidating the above as well not accepting my report by your bankers, I can also directly go to the Ombudsman and/or to the consumer forum as such matters are relating to the violation of the directives issued by the Reserve Bank in relation to banking or other services and also against natural justice.鞏固以上的，以及不接受我的報告是由您的銀行家，我也可以直接去申訴專員和/或向消費者論壇等事宜都涉及到違反發出的指令，由儲備銀行在有關銀行或其他服務，也對自然公義。

   However please look into the matters and see that such statements should not be sent to me in future.但請看看到的事項，並看到這種聲明不應該發送給我，在未來的。 If such is going to be the attitude of your bankers in future also, accept back my credit cards and close the matter forever.如果這樣，將會的態度，您的銀行家在未來的同時，接受回我的信用卡和關閉的事永遠。

   with regards.與問候。

   D.SIVARAMAKRISHNA四sivaramakrishna

   thanks and indebted to you for reading and pl do something感謝和感激你為讀和PL做點事

   [Editor] I removed the credit card number for your own protection. [編輯] ：我取消了信用卡號碼為自己的保護。

10. Kiran Says: 主管說：
    November 24th, 2007 at 5:47 pm 2007年11月24日在下午5時47分

    Hi,嗨，

    Well, i am not sure how can i explain this i had applied ICICI bank credit Card 3 months before in chennai and after 1 month the application got approved by the ICICI Bank, but unfortunately i came to Hyderabad.好，我不知道我如何才能解釋，這點我已申請ICICI銀行信用卡3個月前在Chennai和1個月後申請得到批准，由ICICI銀行，但很可惜，我來到海得拉巴。 I have been speaking with the customer care officers every day.我一直在談到與客戶服務人員每天都在。 They used to take my complaint and they used to say your address has been changed but till now i did not receive the Card.他們用來把我的投訴，他們曾經說過您的地址已經改變，但到現在我沒有收到卡。 When ever i call they used to say same thing we have updated your new address you will be getting your credit card with in 1o days but believe me there were a lot of 10 days were passed but i did not get my credit card.當以往任何時候都我請他們用說，同樣的事情，我們已經更新了您的新地址，您將會得到您的信用卡與在1o天，但相信我，有很多10天，獲得通過，但我沒有得到我的信用卡。 The thing is there is not proper communication with customer, once the customer is going forward and helping them to resolve the problem even though they are not ready yet to do.這件事是有是不妥當的溝通與客戶，一旦客戶是向前邁進，並協助他們解決問題，即使他們是沒有準備好，但這樣做。

    Even i am an ICICI bank accountant.甚至我一ICICI銀行會計師。

11. Sanjay Jain Says: 桑傑賈殷說：
    January 20th, 2008 at 7:39 am 2008年1月20日在上午07時39分

    I am using State Bank Credit Card since last 4 years and do not have any problem.我使用的國家銀行信用卡自去年四年，並沒有任何問題。 Earlier I had the card of ICICI Bank and had a bad experience.剛才我已經卡的ICICI銀行，並已一個壞的經驗。 So I do not agree that SBI Credit Card is a bad one.所以我不同意履行機構的信用卡是一個壞的1 。

12. B.Yedukondalu Says: 乙yedukondalu說：
    March 8th, 2008 at 3:20 am 2008年3月8日在上午03時20分

    Some problems in there SBI card also一些問題，在有履行機構還卡
    1) Intrest rate is more 1 ）利息是更多
    2) More charges recived in my account(your people) 2 ）多收費recived在我的帳戶（貴國人民）

    So please see my problems & rectify因此，請參閱我的問題及糾正
    I am very month promt paying.Please see my record我很一個月promt paying.please看到我的紀錄
    Card no.4006 6615 0945 8316卡no.4006六六一五〇九四五八三一六
    B.Yedukondalu乙yedukondalu

13. andrews Says: 安德魯斯說：
    March 13th, 2008 at 10:58 pm 2008年3月13日在下午10時58分

    i TOO HAVE WORST EXPERIENCE IN UTILISING THESE CARDSTHEY ARE MONEY BUGS, WITHIN A SPAN OF ONE YEAR THEY HAVE EATEN DOUBLE THE AMOUNT, i REQUEST THE GOVERNMENT TO HAVE A CHECK ON THIS我也有最壞的經驗，在利用這些cardsthey是金錢的錯誤，在一個大跨度的一年，他們吃了一倍的金額，我要求政府有一個檢查就這

14. Viswa Says: viswa說：
    April 11th, 2008 at 1:48 am 2008年4月11日在上午01時48分

    What about SBI’s (State Bank of India) SMALL如何履行機構的（印度國家銀行）小
    BUSINESS CREDIT CARD ?商務信用卡？ Can I try to get and我可以爭取和
    use the SBI’s SMALL BUSINESS CREDIT CARD ?使用履行機構的小型企業信用卡？
    Seeking advice of the people who deal with尋求意見的人誰處理
    the SBI’s SMALL BUSINESS CREDIT CARD.Please履行機構的小型企業信貸card.please
    mail the suggestions.Thanks.郵寄suggestions.thanks 。

15. Andy Says: 安迪說：
    June 16th, 2008 at 6:21 am 2008年6月16日在上午06時21分

    Hi to all喜的所有

    Most of the sufferers are from SBI Credit Cards Only.大部分的患者是從履行機構的信用卡只。 In Kolkata we have a SBI Credit Cards Customers Association where the victimized customer gets his facts along.在加爾各答我們有一個履行機構的信用卡客戶協會的地方受害的客戶得到他的事實，沿。 I am also a victime of SBI Credit Card malpractices.我也是一名被害人的履行機構的信用卡不當行為。 Their modus operandi are illegal and the interest rate is quite absurd.其運作方式是非法的，並且利息是相當荒謬的。 Moreover they will not explain of the process of charge.此外，他們將不能解釋的過程中收取。 You have to pay the monthly payment due for life long that is their only motive.你必須支付每月的付款到期，為長期生活，這是他們的唯一動機。 They never intend to close your account.他們從來沒有打算要關閉帳戶。

Looking forward to hear your thoughts.期待著聽到您的想法。