Beware of State Bank of India Credit Card提防印度国家银行的信用卡

15 Responses to “Beware of State Bank of India Credit Card” 15回应“提防印度国家银行信用卡”

1. Anjan Bacchu anjan bacchu Says:说：
   August 25th, 2007 at 12:54 pm 2007年8月25日在下午12时54分

   hi there,喜有，

   Several years ago, I heard the same about all sorts of accounts with Citibank — that being a Phoren bank.几年前，我听到同样的关于各种帐目与花旗银行-即作为一个p horen银行。

   Now, Indian(Nationalised) banks are looting cusotmers — it’s difficult to believe.现在，印度（为国有）银行抢劫cusotmers -它很难相信。

   BR,溴
   ~A 〜一

2. Anjan Bacchu anjan bacchu Says:说：
   August 25th, 2007 at 12:55 pm 2007年8月25日在下午12时55分

   hi there,喜有，

   thanks for the tip.感谢举报。

   Several years ago, I heard the same about all sorts of accounts with Citibank — that being a Phoren bank.几年前，我听到同样的关于各种帐目与花旗银行-即作为一个p horen银行。

   Now, Indian(Nationalised) banks are looting customers — it’s difficult to believe.现在，印度（为国有）银行抢客户-这是很难相信。 But I guess things change — SBI might not remain a Nationalized bank for too long ?但我猜想事情的变化-履行机构未必仍然是一个全国性的银行太长？

   BR,溴
   ~A 〜一

3. Angsuman Chakraborty 日由Angsuman Chakraborty Says:说：
   August 26th, 2007 at 12:18 am 2007年8月26日在上午12时18分

   SBI outsourced the credit card service and even though the name is SBI, it is still a different entity which manages it, extremely sloppily if I may add.履行机构外包的信用卡服务，即使名称是履行机构，它仍然是不同的实体管理，极为草率，如果我可能会增加。

4. vejayan raman Says: vejayan拉曼说：
   August 31st, 2007 at 6:45 am 2007年8月31日在上午06时45分

   Is it really true, I was planning to go for their card, any examples of their sloppiness, How about HSBC card?是真的，我是规划去为他们的卡，任何的例子，他们的sloppiness ，如何汇丰银行卡？

5. Angsuman Chakraborty 日由Angsuman Chakraborty Says:说：
   August 31st, 2007 at 7:57 am 2007年8月31日在上午07时57分

   Yes.是。
   I have no idea about HSBC cards.我不知道关于汇丰银行卡。

6. Ajay Shah Says: ajay沙阿说：
   September 2nd, 2007 at 9:51 pm 2007年9月2日在下午9点51分

   Harassment calls from the Sales and Collections department, morning to night.骚扰电话从销售和收藏处，从早到晚。 Will not spare you even on Sundays.不会备件你，甚至在星期日。

   Despite paying in full every month and never carrying forward a single Rupee, they insist that the amount has not been paid.尽管足额缴付每个月都从来没有和弘扬一个单一的卢比，他们坚持表示，该笔款项尚未支付。 Even after a stop payment advise to the bank, a registered mail with the new cheques to the Head Office, cutting the card into small pieces and requesting a cancellation of the card, no respite.即使在停止支付提供意见给银行，一挂号邮件与新的支票，向总办事处，削减卡小块，并要求取消该卡，没有喘息。

   The calls simply go on and on and on.的要求，简单地继续下去，以及和对。 And they even call my mother and keep harassing her.他们甚至要求我的母亲和不断骚扰她。 Non stop.非停止。 Nobody knows what to make of this because the office is in Delhi and I am in Bombay.没有人知道是什么使这是因为办公室是在新德里和我在孟买。 So, they have a free pot shot at you and there is nothing you can do about it.因此，他们有一个自由的一锅开枪，你有没有什么可以做。

   Thuggish behaviour from SBI. thuggish的行为，从履行机构。 Avoid their card at all costs.避免他们的卡不惜一切代价。

7. Sachin Ran Says: 分析师然说：
   October 9th, 2007 at 1:04 am 2007年10月9日在上午01时04分

   Ya,黄震遐

   These outsourced agents took my documents for SBI more gold card & then suddenly i found that my confidential docs were distributed to all kinds of credit card co’s & suddenly i started receiving calls from all over.这些外判代理商了我的文件，履行机构更金卡＆然后突然我发现我的机密文件被分发给所有种信用卡合作的＆突然我开始接受电话来自全国各地的。

   So please beaware of this fraud and kindly write the following before signing any docs,因此，请beaware这一欺诈和善意收件以下之前签署任何文件，

   “This doc is meant for XYZ credit card application only” “这个文件是指为为XYZ信用卡申请，只有”

8. aakif aman Says: aakif吉安曼说：
   October 22nd, 2007 at 10:05 am 2007年10月22日在上午10时05分

   hey i agree with u…嘿，我同意美国…
   even m using a SBI credit card & m facing d same damn problem with them…every month m paying my bills but it never seems to go down yaar…i don’t keep a tab on my expenses very closely but m sure they are adding extra charges on my a/c.what to do how to get rid of this bank credit card…m really frustrated with SBI.甚至米使用履行机构的信用卡及米所面临的d相同的可恶的问题，与他们…每米每月支付我的法案，但它似乎永远不会走yaar …我不保持标签上的开支，我非常密切，但米肯定他们加入额外的费用就我一/ c.what做如何摆脱这家银行的信用卡…米真的感到沮丧与履行机构。

9. dasari sivaramakrishna Says: dasari sivaramakrishna说：
   October 30th, 2007 at 4:34 am 2007年10月30日在上午04时34分

   dear friends,亲爱的朋友们，
   I am submitting mail dt: 30.10.2007 hereunder, very lengthy - but result of my heart burn.我提交的邮件DT公司： 2007年10月30日下文，很长-但结果是我心中燃烧。 kindly go through and if possible spread it.好心经过和可能的话，它的蔓延。 Let Indian consumers beaware of what sbi credit card is:让印度消费者beaware什么样的履行机构的信用卡是：
   ADDRESSED TO :给：
   To:到： feedback.gesbi@ge.com feedback.gesbi @ ge.com
   CC:抄送： bohyderabad@rbi.org.in , ， dist.forum_rajah@apsu.ap.nic.in dist.forum_rajah @ apsu.ap.nic.in

   Dear Sir/s亲爱的先生/秒

   REF: CREDIT CARD NO : #### #### #### #### WRONG DEMAND OF MONEY WITHOUT USE OF CARD TILL TO DATE - REG.档号：信用卡没有： ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃ ＃错误的需求，金钱的使用卡，直至迄今为止-条例。

   This is to inform you that the above mentioned credit card has not been used by me till to date as my name is wrongly imprinted on it and brought it to the notice of bankers ( State Bank of India, APP Mills Branch, Rajahmundry, Andhra Pradesh ) , through whom I applied this card.Bankers infomed me that it is none of their business.这是为了告诉你，上述信用卡尚未使用的我至今为止，作为我的名字是错误的印迹上，它和它带来的通知银行家（印度国家银行，亚洲浆纸米尔斯科， rajahmundry ，安得拉邦） ，通过他们我套用这card.bankers信息医疗我认为是没有他们的生意。 If such is the response, I do not want to use a card which has been issued to me with a wrong name.如果是这样的回应，我不想使用一卡已发出，我与一个错误的名称。

   Earlier, I was approached by a lady agent of your bank, with full assurances that credit card will be issued to me without any charges whatsoever and taken my signature on an empty application form stating that she is facilitating my work of filling the application.刚才，我走近一位女士的代理人，您的银行，充分保证信用卡会发出对我来说没有任何费用的话，并采取我的签名就一个空洞的申请表格，说明她是促进我的工作，填补了应用。 With a very good faith on your bankers, i have signed the application form as most of the customers do with your bankers.与一个很好的信念，在您的银行家，我已签署申请表格，由于大部分客户与您的银行家。 There is no response from her too, when being informed of the wrong name on the card.有没有回应，她太，当被告知错误的名下的卡。

   I am astonished to receive a statement being named as ” MONTHLY STATEMENT ” with the name D. SINARANAKRISHNA consisting the statement dt: 02.10.2007 and demanding an amount of Rs.我很惊讶，收到一份声明中被命名为“每月声明”的名称构成的四sinaranakrishna声明DT公司： 2007年2月10日，并要求金额的RS 。 1449.86 as due on the credit card stating that my account is seriously overdue, etc etc.when as a matter of fact, I have not used the card at all and not drawn a single paise using it. 1449.86作为因对信用卡，说明我的帐号是严重逾期等etc.when作为的问题，事实上，我并没有使用该卡在所有，而不是制定一个单一的paise使用它。 It is also stated in the demand that three more statement are also available in your web on my name, when as a matter of fact, this is the statement first of its kind received by me.它也说明在需求三声明也可在您的网页上我的名字，当作为的问题，事实上，这是声明中尚属首次收到由我。

   I would like to mention that I am an Internal Auditor by virtue of my service in the Andhra Pradesh Paper Mills Limited, Rajahmundry, Andhra Pradesh and a regular customer of your bank (State Bank Of India, APP Mills Branch, Rajahmundry) since 30 years.我想提一提，我一内部审计员凭借我的服务，在安得拉邦的造纸厂有限公司， rajahmundry ，安得拉邦和定期的客户，您的银行（印度国家银行，亚洲浆纸米尔斯科， rajahmundry ）自30年。 Bankers are there to help the people and to earn profit reasonably.银行家们有帮助的人，并赚取合理的利润。 But,when we are seeing your credit cards business, an impression is being created in the minds of the public that bankers are looting and cheating the public by practices best adopted by you.但是，当我们看到您的信用卡业务，一个印象，正在建立在公众心目中银行家是抢劫和欺骗公众的做法，最好通过你。 If you can do like this to educated people like me , one can imagine what can be done to the uneducated and illiterate.如果你可以做的一样，这是教育的人，和我一样，可以想见，能够做些什么来了没有受过教育的和文盲。

   In this connection I would like to inform you that in the first instance itself, this credit card is delivered to me very very late due to confusion with the name wrongly being imprinted on envelop.在这方面，我想告诉你们，在第一，例如本身，这张信用卡是交付给我非常非常晚，由于混淆的名称被错误地印在信封。 Later on there is no communication at all to me except this statement dated: 02.10.2007 as stated above demanding稍后的是没有沟通，在所有向我除本声明日期： 2007年2月10日正如上文所述要求
   Rs.卢比。 1449.86/-, You are stating that there are three more statements on my name in your web. 1449.86 / -，你是说明有3个以上声明，以本人名义在您的网页。 How these statements came into life and force when the credit card is not at all being operated with a wrong name on it.如何将这些报表生效的生命和力量时，信用卡是不是在所有经营与一个错误的名称上。

   It is highly absurd on your part to penalise a customer for your mistakes.这是非常荒谬的在您的一部分惩罚顾客为您的错误。
   Demanding amount which is not practically due amounts to要求的金额，这是实际上由于数额
   non-adherence to the fair practises code as adopted by the bank and levying of charges without adequate reason and prior notice to the customer.不遵守公平，实行代码所通过的银行和征收的收费没有足够的理由，并事先通知客户。

   Consolidating the above as well not accepting my report by your bankers, I can also directly go to the Ombudsman and/or to the consumer forum as such matters are relating to the violation of the directives issued by the Reserve Bank in relation to banking or other services and also against natural justice.巩固以上的，以及不接受我的报告是由您的银行家，我也可以直接去申诉专员和/或向消费者论坛等事宜都涉及到违反发出的指令，由储备银行在有关银行或其他服务，也对自然公义。

   However please look into the matters and see that such statements should not be sent to me in future.但请看看到的事项，并看到这种声明不应该发送给我，在未来的。 If such is going to be the attitude of your bankers in future also, accept back my credit cards and close the matter forever.如果这样，将会的态度，您的银行家在未来的同时，接受回我的信用卡和关闭的事永远。

   with regards.与问候。

   D.SIVARAMAKRISHNA四sivaramakrishna

   thanks and indebted to you for reading and pl do something感谢和感激你为读和PL做点事

   [Editor] I removed the credit card number for your own protection. [编辑] ：我取消了信用卡号码为自己的保护。

10. Kiran Says: 主管说：
    November 24th, 2007 at 5:47 pm 2007年11月24日在下午5时47分

    Hi,嗨，

    Well, i am not sure how can i explain this i had applied ICICI bank credit Card 3 months before in chennai and after 1 month the application got approved by the ICICI Bank, but unfortunately i came to Hyderabad.好，我不知道我如何才能解释，这点我已申请ICICI银行信用卡3个月前在Chennai和1个月后申请得到批准，由ICICI银行，但很可惜，我来到海得拉巴。 I have been speaking with the customer care officers every day.我一直在谈到与客户服务人员每天都在。 They used to take my complaint and they used to say your address has been changed but till now i did not receive the Card.他们用来把我的投诉，他们曾经说过您的地址已经改变，但到现在我没有收到卡。 When ever i call they used to say same thing we have updated your new address you will be getting your credit card with in 1o days but believe me there were a lot of 10 days were passed but i did not get my credit card.当以往任何时候都我请他们用说，同样的事情，我们已经更新了您的新地址，您将会得到您的信用卡与在1o天，但相信我，有很多10天，获得通过，但我没有得到我的信用卡。 The thing is there is not proper communication with customer, once the customer is going forward and helping them to resolve the problem even though they are not ready yet to do.这件事是有是不妥当的沟通与客户，一旦客户是向前迈进，并协助他们解决问题，即使他们是没有准备好，但这样做。

    Even i am an ICICI bank accountant.甚至我一ICICI银行会计师。

11. Sanjay Jain Says: 桑杰贾殷说：
    January 20th, 2008 at 7:39 am 2008年1月20日在上午07时39分

    I am using State Bank Credit Card since last 4 years and do not have any problem.我使用的国家银行信用卡自去年四年，并没有任何问题。 Earlier I had the card of ICICI Bank and had a bad experience.刚才我已经卡的ICICI银行，并已一个坏的经验。 So I do not agree that SBI Credit Card is a bad one.所以我不同意履行机构的信用卡是一个坏的1 。

12. B.Yedukondalu Says: 乙yedukondalu说：
    March 8th, 2008 at 3:20 am 2008年3月8日在上午03时20分

    Some problems in there SBI card also一些问题，在有履行机构还卡
    1) Intrest rate is more 1 ）利息是更多
    2) More charges recived in my account(your people) 2 ）多收费recived在我的帐户（贵国人民）

    So please see my problems & rectify因此，请参阅我的问题及纠正
    I am very month promt paying.Please see my record我很一个月promt paying.please看到我的纪录
    Card no.4006 6615 0945 8316卡no.4006六六一五〇九四五八三一六
    B.Yedukondalu乙yedukondalu

13. andrews Says: 安德鲁斯说：
    March 13th, 2008 at 10:58 pm 2008年3月13日在下午10时58分

    i TOO HAVE WORST EXPERIENCE IN UTILISING THESE CARDSTHEY ARE MONEY BUGS, WITHIN A SPAN OF ONE YEAR THEY HAVE EATEN DOUBLE THE AMOUNT, i REQUEST THE GOVERNMENT TO HAVE A CHECK ON THIS我也有最坏的经验，在利用这些cardsthey是金钱的错误，在一个大跨度的一年，他们吃了一倍的金额，我要求政府有一个检查就这

14. Viswa Says: viswa说：
    April 11th, 2008 at 1:48 am 2008年4月11日在上午01时48分

    What about SBI’s (State Bank of India) SMALL如何履行机构的（印度国家银行）小
    BUSINESS CREDIT CARD ?商务信用卡？ Can I try to get and我可以争取和
    use the SBI’s SMALL BUSINESS CREDIT CARD ?使用履行机构的小型企业信用卡？
    Seeking advice of the people who deal with寻求意见的人谁处理
    the SBI’s SMALL BUSINESS CREDIT CARD.Please履行机构的小型企业信贷card.please
    mail the suggestions.Thanks.邮寄suggestions.thanks 。

15. Andy Says: 安迪说：
    June 16th, 2008 at 6:21 am 2008年6月16日在上午06时21分

    Hi to all喜的所有

    Most of the sufferers are from SBI Credit Cards Only.大部分的患者是从履行机构的信用卡只。 In Kolkata we have a SBI Credit Cards Customers Association where the victimized customer gets his facts along.在加尔各答我们有一个履行机构的信用卡客户协会的地方受害的客户得到他的事实，沿。 I am also a victime of SBI Credit Card malpractices.我也是一名被害人的履行机构的信用卡不当行为。 Their modus operandi are illegal and the interest rate is quite absurd.其运作方式是非法的，并且利息是相当荒谬的。 Moreover they will not explain of the process of charge.此外，他们将不能解释的过程中收取。 You have to pay the monthly payment due for life long that is their only motive.你必须支付每月的付款到期，为长期生活，这是他们的唯一动机。 They never intend to close your account.他们从来没有打算要关闭帐户。

Looking forward to hear your thoughts.期待着听到您的想法。